:root{--navy:#0A2540;--navy2:#0e365f;--gold:#fbbf24;--ink:#0b1220;--muted:#6b7280;--bg:#f5f7fb;--card:#fff;--ring:#e5e7eb;--accent:#1C2B4A;--shadow:0 10px 28px rgba(8,12,20,.12)}
*{box-sizing:border-box}html,body{margin:0;height:100%;background:var(--bg);color:var(--ink);font-family:Inter,Poppins,system-ui,Segoe UI,Roboto,Arial,sans-serif;-webkit-font-smoothing:antialiased}
html,body{overflow-x:hidden}
.container{max-width:980px;margin:0 auto;padding:0 14px}

/* Header */
.nav{position:sticky;top:0;z-index:1000;background:var(--navy);color:#fff;box-shadow:0 4px 16px rgba(0,0,0,.12)}
.nav .row{display:flex;align-items:center;justify-content:space-between;min-height:58px}
.brand{margin:0 auto;color:#fff;text-decoration:none;display:flex;align-items:center}
.brand-text{font-weight:900;letter-spacing:.3px;font-size:18px}
.menu-pill{background:linear-gradient(180deg,#0f2c54,#0b2444);color:#fff;border:1px solid rgba(255,255,255,.18);padding:8px 14px;border-radius:999px;font-weight:800}

/* Logo circle */
.brand::before{
  content:"";
  display:inline-block;
  width:28px;height:28px;margin-right:8px;
  border-radius:999px;
  background:#fff url("../assets/img/logo.png") center/cover no-repeat;
  box-shadow:0 2px 8px rgba(0,0,0,.15);
}

/* Menu sheet */
.menu-backdrop{position:fixed;inset:0;background:rgba(2,8,23,.45);backdrop-filter:blur(3px);z-index:999}
.menu-panel{position:fixed;top:70px;left:50%;transform:translateX(-50%);width:min(960px,94vw);border-radius:16px;background:#fff;box-shadow:var(--shadow);padding:16px;z-index:1000}
.menu-title{font-weight:900;color:var(--accent);margin:0 0 10px}
.menu-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:10px}
.menu-tile{display:block;padding:12px;border-radius:12px;text-decoration:none;font-weight:800;color:var(--accent);background:#f7f9fb;border:1px solid #eef2f7}
.menu-tile:hover{background:#eef4ff;border-color:#dce7ff}

/* Hero */
.hero{position:relative;border-radius:16px;margin:16px 0;overflow:hidden;min-height:300px}
.hero::before{content:"";position:absolute;inset:0;background:url("../assets/img/hero.jpg") center/cover no-repeat;opacity:.35}
.hero::after{content:"";position:absolute;inset:0;background:linear-gradient(180deg,rgba(10,37,64,.15),rgba(10,37,64,.05))}
.hero-inner{position:relative;z-index:1;display:grid;grid-template-columns:1fr;gap:14px;padding:18px}
.hero-card{background:#fff;border-radius:14px;box-shadow:var(--shadow);padding:16px}
.welcome{font-family:"Playfair Display",serif;font-size:26px;margin:0 0 6px;color:var(--navy)}
.intro{margin:0 0 10px;color:#1f2937}
.cta-row{display:flex;gap:10px;flex-wrap:wrap}.cta-row a{flex:1 1 180px}
.cta-under{display:flex;justify-content:center;margin-top:10px}

/* Buttons */
.btn{display:inline-block;padding:11px 16px;border-radius:12px;text-decoration:none;font-weight:900;letter-spacing:.2px;border:0}
.btn.primary{background:linear-gradient(180deg,#113866,#0b2b4e);color:#fff;box-shadow:0 10px 20px rgba(10,37,64,.22)}
.btn.ghost{background:#ffffff;color:#0e3157;border:2px solid rgba(14,49,87,.2)}
.btn.debt{background:linear-gradient(90deg,#172a4a,#203a66 55%,#2a4a82);color:#fff;box-shadow:0 12px 28px rgba(23,42,74,.25);border-radius:999px;padding:12px 22px}
.btn.tiny{padding:8px 12px;border-radius:10px;background:#eef2f7;border:1px solid #dde4ee;font-weight:800}
.btn.tiny:hover{background:#e8f0ff;border-color:#d3e3ff}

/* Sections & cards */
.section{margin:18px 0}
.section-title{font-family:"Playfair Display",serif;color:var(--navy);margin:0 0 10px}
.grid.cards{display:grid;grid-template-columns:1fr 1fr;gap:14px}
.card{background:var(--card);padding:14px;border-radius:16px;box-shadow:0 8px 24px rgba(0,0,0,.06)}
.card img{width:100%;height:160px;object-fit:cover;border-radius:12px;margin-bottom:8px}
.card h3{margin:4px 0 6px;color:var(--navy)}
.card p{margin:0 0 10px;color:#374151}
.card a{font-weight:700}

/* Testimonials */
.testimonials{background:#fff;border-radius:14px;box-shadow:var(--shadow);padding:16px}
.testi-grid{display:grid;grid-template-columns:1fr 1fr;gap:12px}
.testi{background:#f8fafc;border:1px solid #eef2f7;border-radius:12px;padding:12px}
.testi p{margin:0 0 6px}

/* Stats */
.band{margin:10px 0}.stats{display:flex;gap:16px;justify-content:center;color:#374151}
.stats span{font-size:26px;font-weight:900;color:var(--navy)}

/* Footer */
.footer{background:var(--navy);color:#e5ecf6;margin-top:18px}
.footer .inner{max-width:980px;margin:0 auto;padding:18px 14px;text-align:center;overflow:hidden}
.footer a{color:#eaf2ff}
.partners-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(120px,1fr));gap:10px;align-items:center;justify-items:center;margin:8px 0 12px;width:100%}
.logo-tile{display:flex;align-items:center;justify-content:center;background:#fff;border-radius:10px;padding:6px 10px;height:62px;max-width:150px;box-shadow:0 4px 14px rgba(0,0,0,.08)}
.logo-tile img{max-height:48px;max-width:120px;object-fit:contain;opacity:.95}
.pill-links{display:flex;flex-wrap:wrap;gap:8px;justify-content:center;margin-bottom:6px}
.pill{padding:8px 12px;border-radius:999px;background:#eaf0fb;border:1px solid #d6e0ef;color:#0b1f3a !important;font-weight:800}
.copyright{font-family:"Playfair Display",serif;letter-spacing:.3px;font-size:13.5px;opacity:.95}

/* Floating UI */
.to-top{position:fixed;right:18px;bottom:18px;width:44px;height:44px;border-radius:10px;background:#111827;color:#fff;border:none;display:flex;align-items:center;justify-content:center;z-index:1100;opacity:.96}
.chat-avatar{position:fixed;right:18px;bottom:86px;width:56px;height:56px;border-radius:50%;box-shadow:0 8px 24px rgba(0,0,0,.12);background:#fff;border:none;display:flex;align-items:center;justify-content:center;z-index:1100}
.chat-avatar img{width:44px;height:44px;border-radius:50%}
.chat-teaser{position:fixed;right:86px;bottom:104px;background:var(--navy);color:#fff;padding:10px 12px;border-radius:10px;box-shadow:0 8px 24px rgba(0,0,0,.12);z-index:1099;opacity:0;pointer-events:none;transition:opacity .4s ease}

/* Chat modal */
.chat-modal{position:fixed;inset:0;display:none;z-index:1101}
.chat-modal.open{display:block}
.chat-backdrop{position:absolute;inset:0;background:rgba(2,8,23,.45);backdrop-filter:blur(2px)}
.chat-card{position:absolute;right:18px;bottom:86px;width:min(92vw,360px);background:#fff;border-radius:16px;box-shadow:0 18px 44px rgba(0,0,0,.18);padding:14px;border:1px solid #eef2f7}
.chat-card h3{margin:0 0 8px;color:var(--navy)}
.chat-card .close{position:absolute;right:10px;top:8px;border:0;background:transparent;font-size:22px;line-height:1;cursor:pointer}
.chat-card input,.chat-card textarea{width:100%;margin:8px 0;padding:10px;border:1px solid var(--ring);border-radius:10px;font:inherit}
.chat-card .btn{width:100%}

/* Reveal */
.reveal{opacity:0;transform:translateY(8px);transition:all .45s ease}
.reveal.visible{opacity:1;transform:none}

@media(max-width:900px){.grid.cards{grid-template-columns:1fr}.menu-grid{grid-template-columns:repeat(2,1fr)}}

/* === FIX: Always show What We Do cards even if reveal JS doesn't run === */
.grid.cards .card{opacity:1 !important; transform:none !important}
.grid.cards .card.reveal{opacity:1 !important; transform:none !important}

/* === FIX: Footer partners exactly 3 columns === */
.footer .partners-grid{
  display:grid;
  grid-template-columns:repeat(3,1fr) !important;
  gap:10px; align-items:center; justify-items:center; margin:8px 0 12px; width:100%;
}
.footer .logo-tile{max-width:150px; height:62px}
.footer .logo-tile img{max-width:120px; max-height:48px}

/* === FIX: Stats band always visible, even if reveal timing delays === */
.band .reveal{opacity:1 !important; transform:none !important}
.stats span{display:inline-block; min-width:2ch}
.stats small{display:block; margin-top:2px; color:#4b5563}